SmartChoice Technologies Limited (SCT)

What is SCT?

SmartChoice Technologies Ltd. established on 2001, popularly known as SCT and SCT-Network is a Payment Service Operator (PSO) licensed under the Nepal Central Bank. SCT provides different types of Cards and Payment Platform to most of the Commercial Banks, Development Banks, PSP (Payment Service Provider) and other financial institutions in Nepal. SCT has also entered into a strategic alliance with international payment processors and schemes (UnionPay International, Pulse Network, FSS etc.) to extend its services and accessibility.

SCT is Pioneer to introduce first of its kind, integrated shared switching payment Network in Nepal, along with Domestic proprietary Card Scheme (SCT) in Nepal. SCT offers diversified payment services ranging from Issuance of Dual Interface (Contact and Contactless) Debit and Prepaid Card (Domestic and International), Interconnection of ATM & POS, Interoperability between multiple BFIs, Gateway to International Schemes, QRC Payment Platform and complete solution of Financial Technology thereby supporting the growth and infrastructure for Digital payment in Nepal.

SCT is indigenously developed payment system in Nepal- designed to meet the expectation and need of Nepalese Consumers, Banks, PSP, merchant's echo-system and other domestic digital platform.

Our Services are:

• Card Payment Transaction Switching
• Card Issuance
• ATM and POS Management
• Gateway to Other Domestic Network and International Processors
• Payment Gateway to eCommerce and Mobile Commerce Channel.
• SMARTQR (QRC Transaction Switching)
• EMVCo Standard Static and Dynamic QRC Generation.
• Inter-Network and Intra-Network Settlement

SCT Member List

S.No	Bank Name	Type of Bank
1	Agriculture Development Bank Ltd.	Commercial Bank
2	Civil Bank Ltd.	Commercial Bank
3	Everest Bank Ltd.	Commercial Bank
4	Global IME Bank Ltd.	Commercial Bank
5	Himalayan Bank Ltd.	Commercial Bank
6	Mega Bank Nepal Ltd.	Commercial Bank
7	Nabil Bank Ltd.	Commercial Bank
8	NMB Bank Ltd.	Commercial Bank
9	Prabhu Bank Ltd.	Commercial Bank
10	Green Development Bank Ltd.	Development Bank
11	Karnali Development Bank Ltd.	Development Bank
12	Saptakoshi Development Bank Ltd.	Development Bank
13	Kamana Sewa Bikas Bank Ltd.	Development Bank
14	Sindhu Bikash Bank Limited	Development Bank
15	Best Finance Company Limited	Finance
16	Central Finance Ltd.	Finance
17	Goodwill Finance Ltd.	Finance
18	Guheswori Merchant Banking and Finance Ltd.	Finance
19	Gurkhas Finance Ltd.	Finance
20	ICFC Finance Ltd.	Finance
21	Manjushree Financial Institution Ltd.	Finance
22	Nepal Finance Limited	Finance
23	Pokhara Finance Ltd.	Finance
24	Progressive Finance Limited	Finance
25	Reliance Finance Ltd.	Finance
26	Samriddhi Finance Company Limited	Finance

For More SCT member banks please visit: http://sct.com.np/members.php

Union Pay Member List

S.No	Bank Name	Type of Bank
1	Nic Asia Bank Ltd.	Commercial Bank
2	Siddhartha Bank Ltd.	Commercial Bank
3	Citizens Bank International Ltd.	Commercial Bank
4	Bank of Kathmandu Ltd.	Commercial Bank