SmartChoice Technologies Limited (SCT)
What is SCT?
SmartChoice Technologies Ltd. established on 2001, popularly known as SCT and SCT-Network is a Payment Service Operator (PSO) licensed under the Nepal Central Bank. SCT provides different types of Cards and Payment Platform to most of the Commercial Banks, Development Banks, PSP (Payment Service Provider) and other financial institutions in Nepal. SCT has also entered into a strategic alliance with international payment processors and schemes (UnionPay International, Pulse Network, FSS etc.) to extend its services and accessibility.
SCT is Pioneer to introduce first of its kind, integrated shared switching payment Network in Nepal, along with Domestic proprietary Card Scheme (SCT) in Nepal. SCT offers diversified payment services ranging from Issuance of Dual Interface (Contact and Contactless) Debit and Prepaid Card (Domestic and International), Interconnection of ATM & POS, Interoperability between multiple BFIs, Gateway to International Schemes, QRC Payment Platform and complete solution of Financial Technology thereby supporting the growth and infrastructure for Digital payment in Nepal.
SCT is indigenously developed payment system in Nepal- designed to meet the expectation and need of Nepalese Consumers, Banks, PSP, merchant's echo-system and other domestic digital platform.
Our Services are:
- Card Payment Transaction Switching
- Card Issuance
- ATM and POS Management
- Gateway to Other Domestic Network and International Processors
- Payment Gateway to eCommerce and Mobile Commerce Channel.
- SMARTQR (QRC Transaction Switching)
- EMVCo Standard Static and Dynamic QRC Generation.
- Inter-Network and Intra-Network Settlement
SCT Member List
|
S.No |
Bank Name |
Type of Bank |
|
1 |
Agriculture Development Bank Ltd. |
Commercial Bank |
|
2 |
Civil Bank Ltd. |
Commercial Bank |
|
3 |
Everest Bank Ltd. |
Commercial Bank |
|
4 |
Global IME Bank Ltd. |
Commercial Bank |
|
5 |
Himalayan Bank Ltd. |
Commercial Bank |
|
6 |
Mega Bank Nepal Ltd. |
Commercial Bank |
|
7 |
Nabil Bank Ltd. |
Commercial Bank |
|
8 |
NMB Bank Ltd. |
Commercial Bank |
|
9 |
Prabhu Bank Ltd. |
Commercial Bank |
|
10 |
Green Development Bank Ltd. |
Development Bank |
|
11 |
Karnali Development Bank Ltd. |
Development Bank |
|
12 |
Saptakoshi Development Bank Ltd. |
Development Bank |
|
13 |
Kamana Sewa Bikas Bank Ltd. |
Development Bank |
|
14 |
Sindhu Bikash Bank Limited |
Development Bank |
|
15 |
Best Finance Company Limited |
Finance |
|
16 |
Central Finance Ltd. |
Finance |
|
17 |
Goodwill Finance Ltd. |
Finance |
|
18 |
Guheswori Merchant Banking and Finance Ltd. |
Finance |
|
19 |
Gurkhas Finance Ltd. |
Finance |
|
20 |
ICFC Finance Ltd. |
Finance |
|
21 |
Manjushree Financial Institution Ltd. |
Finance |
|
22 |
Nepal Finance Limited |
Finance |
|
23 |
Pokhara Finance Ltd. |
Finance |
|
24 |
Progressive Finance Limited |
Finance |
|
25 |
Reliance Finance Ltd. |
Finance |
|
26 |
Samriddhi Finance Company Limited |
Finance |
For More SCT member banks please visit: http://sct.com.np/members.php
Union Pay Member List
|
S.No |
Bank Name |
Type of Bank |
|
1 |
Nic Asia Bank Ltd. |
Commercial Bank |
|
2 |
Siddhartha Bank Ltd. |
Commercial Bank |
|
3 |
Citizens Bank International Ltd. |
Commercial Bank |
|
4 |
Bank of Kathmandu Ltd. |
Commercial Bank |
