Banking & Finance Abbreviations

Banking & Finance Abbreviations

1. Abbreviation	Full Forms
   ABBS	Any Branch Banking System
   ADB	Asian Development Bank
   AGM	Annual General Meeting
   ALM	Asset Liability Management
   AML	Anti-Money Laudering
   APG	Asia Pacific Group
   ASBA	Applications Supported by Blocked Amount
   ATM	Automated Teller Machine
   BAFIA	Banks and Financial Institution Act
   BCBS	Bassel Committe On Banking Supervision
   BLB	Branchless Banking
   BFIs	Banks and Financial Institutions
   BO	Beneficial Owner
   BOD	Board of Directors
   BOP	Balance of Payments
   CTS	Computer Trading System
   CAR	Capital Adequacy Ratio
   C-ASBA	Centralised Application Supported by Blocked Amount
   CB	Corporate Bond
   CCB
   CCD	Credit to Core capital cum Deposit
   CCL	Cash Credit Limit
   CCO	Chief Compliance Officer
   CD	Certificate of Deposit
   CDS	Central Depository System
   CEO	Chief Executive Officer
   CFT	Combating the Financing of Terrorism
   CIB	Credit Information Bureau
   CO	Complaince Officer
   COO	Cheif Operating Officer
   CRR	Cash Reserve Ratio
   CSD	Customer Service Department
   CSR	Corporate Social Responsibility
   CPI	Consumer's Price Index
   CDD	Customer Due Diligence
   CIT	Citizen Investment Trust
   CSI	Cottage and Small scale Industry
   DMLI	Department of Money Laundering and Investigation
   ECB	External Commercial Borrowing
   ECDD	Enhanced Customer Due Diligence
   EMI	Equated Monthly Installments
   EPF	Employee's Provident Fund
   EPS	Earning Per Share

2. Abbreviation	Full Forms
   FATF	Financial Action Task Force
   FDI	Foreign Direct Investment
   FT	Fund Transfer
   FNCCI	Federation of Nepalese Chambers of Commerce and Industry
   FPO	Further Public Offering
   FT	Fund Transfer
   GDP	Gross Domestic Product
   GDS	Gross Domestic Savings
   GoN	Government of Nepal
   IBAN	International Bank Account Number
   IBRD	International Bank for Reconstruction and Development
   ICAAP	Internal Capital Adequacy Assessment Process
   IRC	Interest Rate Corridor
   IMF	International Monetary Fund
   IPO	Intial Public Offering
   IRC	Interest Rate Corridor

3. Abbreviation	Full Forms
   KYC	Know Your Customer
   KYE	Know Your Employee
   LBO	Limited Branch Outlet
   LCR	Liquidity Coverage Ratio
   LC	Letter of Credit
   LRP	Liquidity Risk Premium
   LTD	Long Term Debt
   LTP	Last Trading Price
   LMFF	Liquidity Monitoring and Forecasting Framework
   LTV	Loan-to-Value
   MFIs	Microfinance Institutions
   ML	Money Laundering
   M1	Narrow Money Supply
   M2	Broad Money Supply
   MOU	Memorandum of Understanding
   MPIN	Mobile Personal Identification Number
   NAV	Net Assets Value
   NCHL	Nepal Clearing House Limited
   NEPSE	Nepal Stock Exchange
   NFRS	Nepal Financial Reporting Standard
   NOTS	NEPSE Online Trading System
   NOW	Negotiable Order of Withdrawal
   NPA	Non-Performing Assets
   NPV	Net Present Value
   NPL	Non Performing Loan
   NRB	Nepal Rastra Bank
   OTP	One Time Password
   OLF	Overnight lending facility
   OBS	Off Balance Sheet
   OI	Operation In-charge
   OMO	Open Market Operation

4. Abbreviation	Full Forms
   PAN	Permanent Account Number
   PEP	Politically Exposed Person
   PIN	Personal Identification Number
   POS	Point of Sales
   PG	Personal Guarantee
   PSP	Payment System Provider
   ROA	Return on Assests
   ROE	Return on Equity
   RTGS	Real Time Gross Settlement
   RWA	risk weighted asset
   SEBON	Securities Board of Nepal
   SIS	Supervisory Information System
   SLC	Standby Letter of Credit
   SLF	Standing Liquidity Facility
   SLR	Statutory Liquidity Ratio
   SOL	Single Obligor Limit
   STR	Suspicious Transaction Report
   SWIFT	Society for Worldwide Inter-bank Financial Telecommunication
   y-o-y	year on year
   SSU	Surplus Spending Unit
   DSU	Deficit Spending Unit
   T-bill	Treasury Bills
   TBML	Trade Based Money Laundering
   TT	Telegraphic Transfer
   TTR	Threshold Transaction Report